Welcome to the new Lien Solutions blog – insights and resources to help professionals reduce risk and shape the future of their business. You’ll find articles on thought leadership, practical tips, and an exchange of ideas that drive innovation and better outcomes.
We recently had the opportunity to attend a large agriculture finance conference focused on risk in that sector. This year, the discussion centered on the weather, the global economy, and politics: risks that affect pricing of crops, loan health and the credit landscape.
Most of the focus after a big storm like Harvey naturally falls on housing. How many people are displaced, how many homes were destroyed and where will these victims now live? However, there are other significant damages in the aftermath that can have a big impact not only on people but on insurance companies and […]
The presentation looks at five things that a lender simply cannot afford to miss when managing their lien portfolio. If they are addressed properly, a lender can confidently perfect their interest in a loan. McAlister Bary’s presentation will take place on Saturday, September 29, 2018 at 1:15 PM during the CBAI event held at the […]
Whitepaper Gives Motor Vehicle Creditors New Ways to Cope with Multi-Jurisdictional Lending Problems
In part 1 of this series, we discussed how the motor vehicle process makes things difficult for borrowers to title and register cars and trucks, as well as how that can negatively impact you, the lender. Today we’ll examine another roadblock that obstructs successful motor vehicle management: Electronic Lien and Titling (or ELT for short). […]
The biggest hurdles were managing the high volume of lien perfection and follow up: verifying that perfection was attained, keeping track of paper files, making sure all steps were completed, and then maintaining the liens over time. Difficulty working with state DMVs and the subsequent hours spent on forms, submissions and follow-ups was another source […]
Here we share five things that a lender simply cannot afford to miss when managing their lien portfolio. If they are addressed properly, a lender can confidently perfect their interest in a loan. For more on this topic, download the complete eBook. 1) Naming wrongs Even the smallest difference can cause a mountain of problems. […]
You’re not alone in asking, “Is there a better, less complex and faster route?” In the first of this series on the motor vehicle titling process, we’ll look at the difficulties borrowers can encounter at the DMV and how that can negatively impact your business, your motor vehicle title management and the perfection of your […]
Artificial intelligence (AI) has been generating a lot of headlines lately, and for the right reasons. AI allows computing systems to process massive amounts of information and learn from that data without manual programming. This concept is also known as “machine learning”. Financial, regulatory, and compliance firms process massive amounts of information daily, and it […]
On top of that, the lending landscape itself is changing, with increasing expectations and demands from regulators, corporate and customers, and productivity opportunities presented by process improvements and technology. In short, change is driving not only the need for more proactive lien management but also the tools and methods for doing so. Disruption has been […]